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Financial Aid – A New Perspective

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I have been frequently pointing out that a students admission process should not start with the premises that he will go for studies only if financial aid  is available.

Since this is the season when a student is in the process of applying I will explain this in more detail.

Let us examine the mind of  a normal student aspiring to study in America.

1. He wants to go to the best Ranked University.

Well who doesn’t?

2. He wants to get financial aid to cover his expenses at least partially if not fully.

Tell me a person without this desire.

3.He wants complete security of job placement after the completion of studies.

Every body is or should be  concerned about it.

The hierarchy of these wants need not be in the order it is mentioned.This will change according to the students circumstances.

1. If a student can afford the expenses his demand for admission in a ranked university becomes primary requirement.

2. If the student cannot afford the costs his requirement for financial aid takes precedent over admission in a top ranked university.

Every applicant can be put in one of the following situations in the grid

  Desires Finances Qualifications
1 Admit in a
Ranked School
Can Afford it Has perquisites
for admission
2 Admit in a
Ranked School
Cannot Afford it Has perquisites
for admission
and financial
3 Admit in a
Ranked School
Cannot Afford it Does not
have the

# 1 is I’m OK you are OK situation

# 2 is  I’m not OK you are Ok situation

# 3 is I’m not OK  you are not OK situation

Situation # 3 causes a lot of frustration. Why? Because at this stage the applicant cannot do anything about his credentials.

There are chances that   conflict in #1 and #2 may be resolved under certain circumstances.

So my suggestion is that every applicant should put himself in  one of the three slots mentioned above and then work out a strategy as to how to succeed.

About Costs or Financial Help

I have been emphasising  in my mails that getting financial help is very difficult and not readily available unless you adopt some professional method of selling yourself.

However I have also been saying that if a student is determined he can always find ways to overcome the situation.

There are several other means to finance your study please probe them

There are certain schools offering international students some kind of financial help.

However this will be applicable only  if you fall under situation #2 above.

Good Luck


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